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MultiPack

Savings of over 20% when you group your insurance policies

Available now at Cooperativa de Seguros Multiples: MultiPack, an insurance product that provides you with almost all of your personal insurance needs under one convenient insurance policy with the added advantage of obtaining potential savings at the same time.

MultiPack, the convenience of insuring all of the following under one policy:

Auto	Home	Umbrella	General Liability	Home Assistance	Road & Travel Assistance	Yacht

 

You will have peace of mind knowing that you will be renewing all of your coverages on the same date, with the always reliable support provided by Cooperativa de Seguros Múltiples service network through its network of Regional Offices and its team of Authorized Exclusive Agents.

Protect your home, your personal property, automobiles and more, paying only one bill, once a year.

With MultiPack, you may also save on insurance costs while preventing duplicate coverages. In addition, you may make future coverage acquisitions without the need of applying for additional policies.

Additional savings may be had if your home is protected by shutters, if you are 55 years of age or older or if your residence is located in a controlled access housing development.

Ease, convenience and peace of mind through these available coverages

A. Property Coverage

• Protects your home against fire, windstorm and earthquake, among other causes of loss
• Covers damage to auxiliary structures adjacent to your home, such as garages
• Pays extra expenses if a covered loss obliges you to temporarily abandon your home
• Covers debris removal after a windstorm, fire or earthquake
• Pays for the replacement of trees, shrubs and other plants (specified hazards perils)
• Pays collapse due to specific causes
• Covers breakage of glass windows and doors
• Protects owner’s personal property rented to others (excluded under other homeowner’s policies)
• Covers specific types of spillage
• Covers certain losses due to lost or stolen credit cards
• Covers loss of personal property due to flood
• Provides additional coverage for tombstones

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B. General Liability Coverage

• Provides legal defense in civil suits against you due to body injury or property damage
• Covers body injury and medical expense of others while inside the insured property, if you are legally responsible
• Under certain circumstances covers property damage to others if caused by you

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C. Personal Auto Coverages

• Public liability
• Passenger’s medical expenses
• Physical damage to your auto (collision and various other causes of loss)
• Death, dismemberment and loss of sight

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D. Yacht Coverage

• Watercraft damage (hull)
• Body injury to third parties
• Property damage of others, caused by you
• Passenger’s medical expenses
• Emergency towing and assistance

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E. Personal Umbrella

• Provides higher limits against suits in excess of your primary liability coverage
• Provides protection against certain liability losses not included in your basic policy

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F. Road Travel Assistance

In Puerto Rico:

• Towing assistance, battery charge and change of tires for the vehicles described in the policy
• Bed, board and transportation for the insured when required by a mechanical breakdown of the insured vehicle, if you are stranded far away from home
• Rental of substitute vehicle, so you may get home

Out of Puerto Rico:

• Assistance in finding lost luggage and personal effects
• Medical assistance and extended stay (if you are ill or injured)
• Emergency delivery of medicines while you are traveling
• Emergency transportation to Puerto Rico if you are forced to interrupt your trip due to medical causes
• Emergency legal services while abroad

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G. Multiple in Home Assistance

With this coverage you can count on 24-hour, 7-day protection against home emergencies whether you need a plumber, an electrician, a locksmith or a glass repairer. You will have access, at your expense, to these professionals in the event you need them for improvements and repairs not necessarily covered under your policy.

Multiple In Home Assistance offers to you …

• Plumbing services
• Electricity services
• Locksmith services
• Glass repair services

 

The information in this document is subject to all the terms and conditions, limits of liability, exclusions and limitations contained in the MultiPack Insurance Policy contract.